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News
What do I have to do after buying a home?
 08

  AUG

What do I have to do after buying a home?

Once we have purchased the house and signed the deed of purchase before a notary, it is necessary to perform certain procedures, such as payment of taxes, presentation of the document in Public Records, communication of ownership change in the farm, etc. We detail all the steps that will be processed directly by the notary where you have signed the deed or if you prefer, you can order yourself: 1. Pay the corresponding taxes: To make the payment you have a maximum of 30 business days from the date of the deeds. You must provide a copy of them and the corresponding form. If you have bought a new building, and it is the first sale made by the developer, you have to pay VAT, which is given to the developer to enter the Tax Agency. The current VAT for the purchase of houses is 10% of the purchase amount. In the case of a second sale, that is to say, it is not new construction, the Transfer Tax will be applied between 8% and 10% (depending on the Communities) of the purchase price or tax value determined by the Tax Agency For that locality. Once the tax has been paid, the paper copy of the deed will be presented at the Property Registry for registration. 2. Register the purchase in the property registry: The notary can submit the documentation in a telematic or face-to-face manner. Once examined by the Registrar, the buyer will register the home in his name, and will be given a copy of the deed, with proof of having paid the tax, and change of name. The following documents must be submitted for registration: Authorized copy of the public deed. Proof of receipt of self-assessment of the corresponding tax. Last receipt from IBI. With all these documents, the registration makes the necessary checks and within a period of three weeks to a month you are advised to collect the change document and the payment to be made. 3. For your part, we advise you: - Go to the president or administrator to identify yourself as new owner, inform you of the current situation and provide you with an address for any notification. - Supplies. Do not forget to change to your name the supplies that affect the house (Light, Telephone, Gas). In the case of direct housing of developer, ensure that in the delivery of the keys you also deliver the bulletins for contracting water, electricity and gas. - Documentation and invoices. Keep all original documents, invoices, proofs and guarantees regarding your purchase, as you may need them if you decide to sell it. -Check that you receive the scriptures. In the notary will provide you with a copy of the deed, and will provide you with the original and two copies once you pay the expenses. If you took out a mortgage, you should also keep a copy of the corresponding deed. -Check the ownership in the cadastre. You only have to be aware of receiving the letter of confirmation of the change, in your usual home before 6 months. Finally, comment that the seller must make available to the buyer a Certificate of Energy Efficiency.
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